


Imagine Your Loan with
ZERO interest.
It’s our 25th Anniversary, and we're celebrating by giving you the chance to win your loan interest-free! with the Lucky Loans promotion, your next personal or business loan could be fully interest free. Don't just get a loan, get a Lucky Loan.
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Promotion runs from June 4 to September 30, 2025.
Your 3-Step Path to a
Lucky Loan
Getting your chance to win is simple and straightforward. Your entry is guaranteed once your loan is approved. No skill required, just pure luck!
Apply for your loan
between $250,000 and $1M. Start online or in-person.
Get Approved
Successfully receive loan approval between June 4, 2025, and September 30, 2025
Enter to WIN
Upon approval, you'll complete a simple entry coupon and drop it in the box at any participating branch. You're in!

Stop Funding Interest.
Start Funding Your Future.
Every dollar you pay in interest is a dollar you can't reinvest. We want to change that. Get the business loan you need with the chance to win the interest at 0%.
Free up your capital for what truly matters: growth.
Why Choose
Access Financial Services?
We Make Borrowing Easy:
Flexible Documentation: Our straightforward application process ensures you can apply for a loan quickly and easily, with flexible paperwork and minimal hassle.
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Fast Approval Times: We pride ourselves on our fast approval times, so you can get the funds you need when you need them.
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Flexible Repayment Plans: Choose from a variety of flexible repayment options that suit your business's cash flow and financial situation, making it easier to manage your loan.
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Accessible Branch Network: With 17 branches across Jamaica, you can easily access our services and get personalized assistance from our knowledgeable staff.
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Customized Loan Solutions: We offer personalized loan solutions tailored to your specific business needs, helping you achieve your financial goals with ease.