Why parents choose Access
for Back to School
Borrow up to
$3,000,000
Whether you need $200,000 for uniforms and books or the full amount for fees, tuition, and supplies - you decide what works for your family. Repay conveniently through salary deduction over a term that fits your budget.
Pay less with our
reduced rate
For a limited time, get a 2% add-on rate reduction on your Back to School loan. That's real money back in your pocket - money you can put toward lunch, transport, or the extras your child needs to start the year right.
No guarantor?
No problem
You shouldn't have to ask someone else for permission to take care of your child's education. Apply on your own - no guarantor required.* Just your ID, your job letter, and your decision.
You've already started the list.
Let's finish it.
The book list is out. The uniform specs are set. You already know what has to happen first - fees, uniform, shoes - and you've already started figuring out what can carry over and what can't.
Maybe you've let out the hem on last year's uniform. Maybe you've borrowed a textbook from a friend whose child just finished that grade. You've done the mental arithmetic and stretched everything you can.
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Now it's time to cover what's left.
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The Back to School Loan gives you the breathing room to handle every item on the list - not just the ones you can afford right now, but all of them - so your child walks through that school gate in September with everything they need.
Three steps. That's it.
1
Apply online or visit a branch
Go to accessfinanceonline.com or walk into any of our 17 branches across Jamaica. Bring your valid ID, a recent pay slip, and your job letter.
2
Get your approval
Our team reviews your application and gets back to you fast. No long waits, no runaround. The school year doesn't wait, and neither should you.
3
Receive your funds
Once approved, your funds are disbursed and you're ready to check off every item on the list. Repayment is handled through salary deduction - one less thing to manage.
Questions parents ask before applying
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Why Choose
Access Financial Services?
We Make Borrowing Easy:
Flexible Documentation: Our straightforward application process ensures you can apply for a loan quickly and easily, with flexible paperwork and minimal hassle.
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Fast Approval Times: We pride ourselves on our fast approval times, so you can get the funds you need when you need them.
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Flexible Repayment Plans: Choose from a variety of flexible repayment options that suit your business's cash flow and financial situation, making it easier to manage your loan.
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Accessible Branch Network: With 17 branches across Jamaica, you can easily access our services and get personalized assistance from our knowledgeable staff.
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Customized Loan Solutions: We offer personalized loan solutions tailored to your specific business needs, helping you achieve your financial goals with ease.