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About Access Financial Services

Access Financial Services Limited was established in 2000 and listed on the Junior Market of the Jamaica Stock Exchange in 2009.  Access is one of the premier providers of loans to Jamaica’s Microfinance Sector. Access provides both personal and business loans island-wide through a retail network of seventeen (17) branches. The company’s head office is located at 41B Half-Way Tree Road, Kingston 5.

Since inception, Access has disbursed in excess of J$9 billion in loans. The company contributes significantly to the Microfinance Sector, the development of which is essential to job creation and economic growth. The company’s micro business clients operate in all major sectors of the economy, including Service, Manufacturing, Trading and Agriculture.

Our Vision - Access Financial Services Limited, the leading financial services provider, is a highly profitable employer of choice, serving exceptionally satisfied customers while being focused, innovative and prudent.

Our Mission - To offer exceptional value to stakeholders by providing financial services to microentrepreneurs and individuals underserved by traditional providers. This will be achieved by a customer-centric, highly competent and committed team providing superior services tailored to our customers' needs.

Our Core Values - CUSTOMER FIRST

                                   INTEGRITY

                                   ACCOUNTABILITY

                                   RESPECT

                                   CARING ENVIRONMENT

                                   CONTINUOUS IMPROVEMENT

Products and Services

Personal Loans

Personal Loans are unsecured loans that are repaid through salary deduction or Automatic Clearing House (ACH) via NCB and BNS. Personal loans are granted to applicants who have been employed to an approved company for at least one year.

Personal Loan Products

  • Access Cash
  • Access Payroll Express
  • Access Government Cash
  • Access Government Payroll Express
  • Access Advance

Business Loans

Business Loans are granted to small and micro business operators that have been operating a successful business for a period in excess of one year. Business Loans may be used for working capital support or may be used for the purchase of fixed assets.

Business Loan Products

  • Access Partner Loan
  • Access Micro Biz Loan
  • Access Mega Biz Loan
  • Access Advance
  • Access PPV Maintenance Loan

 

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