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About Access Financial Services

Access Financial Services Limited was established in 2000 and was listed on the Junior Market of the Jamaica Stock Exchange in 2009.  Access is one of the leading providers of personal and business loans to Jamaica’s Microfinance Sector. Access operates through an island-wide retail network of seventeen (17) branches. The Company’s Head Office is located at 41B Half-Way Tree Road, Kingston 5.

Since inception, Access has disbursed in excess of J$15 billion in loans to the Microfinance Sector; a sector which contributes significantly to economic growth. The Company’s micro business clients operate in the Service, Manufacturing, Trading and Agriculture sectors.

Our Vision - Access Financial Services Limited, the leading financial services provider, is a highly profitable employer of choice, serving exceptionally satisfied customers while being focused, innovative and prudent.

Our Mission - To offer exceptional value to stakeholders by providing financial services to micro-entrepreneurs and individuals underserved by traditional providers. This will be achieved by a customer-centric, highly competent and committed team providing superior services tailored to our customers' needs.

Our Core Values -    CUSTOMER FIRST

                                   INTEGRITY

                                   ACCOUNTABILITY

                                   RESPECT

                                   CARING ENVIRONMENT

                                   CONTINUOUS IMPROVEMENT

Products and Services

Personal Loans

Personal Loans are unsecured and are repaid through salary deduction or Automatic Clearing House (ACH) via NCB and BNS. Personal loans are granted to applicants who have been permanently employed to an approved company for at least six (6) months*. Loan amounts range between J$10,000 and J$2.5M, and loan tenure ranges between three (3) months and five (5) years.

Personal Loan Products

  • Access Cash
  • Access Payroll Express
  • Access Advance

Business Loans

Business Loans are granted to micro, small and medium sized business operators who have been in business for at least six (6) months*. Business Loans may be used for working capital support or for the purchase of fixed assets. Loan amounts range between J$10,000 for and J$1M for Microbiz loans and between J$1M and J$20M for SME loans. Loan tenure ranges between three (3) months and two (2) years.

Business Loan Products

  • Access Partner Loan
  • Access Micro Biz Loan
  • Access Advance Loan
  • Access SME Loan

 

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